Best Retirement Funds June 2026 Review Summary

Fund Name Rank Rating 1Y 3Y 5Y 7Y 10Y SD Max DD VaR1Y95% Jensen's Alpha Beta Sortino Ratio Sharpe Ratio
1
10.80 19.55 16.35 17.77 13.78 -14.54 -18.77 5.67 0.90 0.44 0.91
2
10.03 21.89 20.72 21.64 16.38 -16.62 -21.07 6.21 1.09 0.46 0.91
3
15.19 17.35 13.41 15.32 15.78 -19.00 -22.35 2.12 1.00 0.31 0.61
4
7.71 10.87 9.25 10.01 4.45 -3.17 -5.76 1.99 0.26 0.38 0.88
5
8.08 15.08 14.13 -17.23 -20.30 1.69 0.89 0.27 0.58
7
7.79 14.12 11.95 14.95 13.38 13.82 -14.24 -20.88 -0.01 0.90 0.24 0.48
8
6.32 8.84 7.39 7.20 4.26 -3.58 -3.89 0.36 0.24 0.16 0.40
9
5.08 12.53 10.25 12.34 11.44 -11.13 -16.21 0.17 0.70 0.20 0.44
10
7.89 15.10 12.23 15.69 14.40 16.26 -18.08 -25.74 -0.28 1.07 0.24 0.46
11
5.35 6.97 6.19 7.07 1.58 -0.89 -0.68 0.26 0.03 0.09 0.21
12
1.66 13.22 12.83 14.08 11.75 15.07 -17.68 -21.69 0.50 0.96 0.22 0.45
13
5.67 8.70 7.36 8.76 8.56 5.40 -4.81 -6.52 -0.72 0.34 0.14 0.31
16
0.98 8.63 7.80 9.03 7.99 6.02 -5.90 -6.65 -0.15 0.36 0.16 0.37
17
2.28 13.75 10.14 13.44 -15.54 -18.83 -1.86 0.83 0.18 0.39
18
4.86 6.23 5.27 5.43 1.31 -0.74 -0.37 -0.79 0.03 -0.19 -0.55
19
-2.62 10.72 13.61 18.57 15.61 13.36 -15.17 -17.36 -0.42 0.81 0.16 0.34
20
2.54 7.38 7.57 8.67 8.45 4.33 -3.97 -4.01 -0.50 0.23 0.07 0.16
22
2.55 13.12 8.84 12.14 -13.68 -18.08 -1.93 0.75 0.18 0.37
23
3.04 7.71 7.21 7.56 7.50 5.21 -5.44 -5.47 -0.66 0.23 0.06 0.13
24
2.74 8.84 7.06 6.80 -6.75 -9.73 -1.35 0.37 0.10 0.22
25
-2.34 8.69 10.14 14.13 12.88 10.70 -11.95 -12.17 -1.16 0.63 0.11 0.22

Return Calculated On: 19 August 2026 | Ratios Calculated On: 30 June 2026

1Y, 3Y, 5Y, 7Y, and 10Y returns are annualized (in %). All returns are calculated on a compounded annual growth rate (CAGR) basis for Direct Growth funds

Rating: 5 Stars (Best) to 1 Star (Worst) | Rank: 1 (Best) to 100 (Worst). Rating and Rank are based on the performance of the fund over the last 3 years.

Max DD: Maximum Drawdown (in %) | SD: Standard Deviation (in %) | VaR 1Y 95%: Value at Risk (in %) | Jensen's Alpha: (in %)

Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

Data Source: www.amfiindia.com

SEBI Categorization

For more details, visit AMFI India.

As On: 19 August 2026

Fund Name 1D 1W 1M 3M 6M 1Y 3Y 5Y 7Y 10Y 15Y
Aditya Birla Sun Life Retirement Fund - The 30s Plan
-0.28
-1.30
1.65
9.65
11.29
13.68
15.82
11.85
13.61
Aditya Birla Sun Life Retirement Fund - The 40s Plan
-0.21
-0.91
1.66
4.90
2.09
3.68
11.00
8.71
10.71
Aditya Birla Sun Life Retirement Fund - The 50s Plan
-0.09
-0.10
0.78
3.17
4.92
7.40
5.98
5.74
Aditya Birla Sun Life Retirement Fund - The 50s Plus Debt Plan
0.04
0.07
0.46
1.99
3.67
5.05
4.04
4.13
Baroda BNP Paribas Retirement Fund
-0.31
-0.90
1.80
5.74
3.28
5.58
Franklin India Retirement Fund
-0.13
-0.31
0.40
2.83
-0.13
0.22
7.81
6.98
8.19
7.17
9.29
HDFC Retirement Savings Fund - Equity Plan
-0.31
-1.20
0.31
3.45
-3.70
-3.59
9.56
12.34
17.21
14.14
HDFC Retirement Savings Fund - Hybrid - Equity Plan
-0.32
-1.15
-0.33
2.76
-3.81
-3.40
7.46
8.84
12.77
11.42
HDFC Retirement Savings Fund - Hybrid - Debt Plan
-0.06
-0.45
0.05
2.30
1.47
6.21
6.34
7.44
7.11
ICICI Prudential Retirement Fund - Pure Equity Plan
-0.56
-1.06
0.85
4.69
4.84
8.59
20.23
19.08
19.86
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan
-0.35
-0.63
1.90
4.63
4.94
9.25
17.88
14.73
16.03
ICICI Prudential Retirement Fund - Hybrid Conservative Plan
0.03
-0.14
1.21
3.64
6.43
9.62
8.04
8.61
ICICI Prudential Retirement Fund - Pure Debt Plan
0.04
-0.02
0.44
2.54
4.38
5.96
5.17
5.81
Bandhan Retirement Fund
-0.38
-0.98
0.42
3.35
0.34
1.31
Nippon India Retirement Fund - Wealth Creation Scheme
-0.40
-1.07
0.68
4.86
0.67
0.71
12.15
11.74
12.95
10.59
Nippon India Retirement Fund- Income Generation Scheme
-0.17
-0.44
0.55
4.32
1.92
6.57
6.05
6.35
6.23
Tata Retirement Savings Fund-Conservative Plan
-0.06
-0.08
0.66
3.35
4.43
7.43
6.10
7.48
7.19
Tata Retirement Savings Fund-Moderate Plan
-0.20
-0.05
1.32
4.98
9.08
6.32
12.54
10.38
13.31
11.83
Tata Retirement Savings Fund-Progressive Plan
-0.24
-0.11
1.21
5.10
10.31
6.37
13.44
10.57
13.95
12.71
Union Retirement Fund
-0.65
-0.24
0.85
6.03
3.73
6.64
13.57
PGIM India Retirement Fund
-0.40
0.08
1.63
7.57
8.04
2.29
Axis Retirement Fund - Aggressive Plan
-0.27
-0.69
0.92
5.33
1.25
1.25
11.67
7.30
Axis Retirement Fund - Dynamic Plan
-0.45
-1.10
1.12
6.23
1.85
1.07
12.31
8.54
Axis Retirement Fund - Conservative Plan
-0.03
-0.66
0.11
3.22
1.78
7.54
5.58
Nifty 500 Total Return Index
-0.37
-1.19
0.38
4.39
1.02
2.32
12.61
11.78
15.79
13.43
13.88

As On: 19 August 2026

Fund Name 1D 1W 1M 3M 6M 1Y 3Y 5Y 7Y 10Y 15Y
Aditya Birla Sun Life Retirement Fund - The 30s Plan
-0.27
-1.27
1.76
10.00
12.03
15.19
17.35
13.41
15.32
Aditya Birla Sun Life Retirement Fund - The 40s Plan
-0.20
-0.88
1.78
5.25
2.77
5.08
12.53
10.25
12.34
Aditya Birla Sun Life Retirement Fund - The 50s Plan
-0.09
-0.08
0.88
3.52
6.32
8.84
7.39
7.20
Aditya Birla Sun Life Retirement Fund - The 50s Plus Debt Plan
0.05
0.09
0.56
2.28
4.86
6.23
5.27
5.43
Baroda BNP Paribas Retirement Fund
-0.31
-0.87
1.92
6.13
4.01
7.03
Franklin India Retirement Fund
-0.13
-0.30
0.46
3.01
0.23
0.98
8.63
7.80
9.03
7.99
HDFC Retirement Savings Fund - Equity Plan
-0.31
-1.18
0.38
3.70
-3.24
-2.62
10.72
13.61
18.57
15.61
HDFC Retirement Savings Fund - Hybrid - Equity Plan
-0.32
-1.13
-0.25
3.02
-3.30
-2.34
8.69
10.14
14.13
12.88
HDFC Retirement Savings Fund - Hybrid - Debt Plan
-0.05
-0.43
0.13
2.55
2.54
7.38
7.57
8.67
8.45
ICICI Prudential Retirement Fund - Pure Equity Plan
-0.55
-1.02
0.94
5.03
5.53
10.03
21.89
20.72
21.64
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan
-0.34
-0.59
2.01
4.97
5.63
10.80
19.55
16.35
17.77
ICICI Prudential Retirement Fund - Hybrid Conservative Plan
0.03
-0.12
1.31
3.96
7.71
10.87
9.25
10.01
ICICI Prudential Retirement Fund - Pure Debt Plan
0.04
-0.01
0.51
2.77
5.35
6.97
6.19
7.07
Bandhan Retirement Fund
-0.37
-0.95
0.54
3.77
1.15
2.98
Nippon India Retirement Fund - Wealth Creation Scheme
-0.40
-1.05
0.76
5.10
1.13
1.66
13.22
12.83
14.08
11.75
Nippon India Retirement Fund- Income Generation Scheme
-0.17
-0.42
0.64
4.60
3.04
7.71
7.21
7.56
7.50
Tata Retirement Savings Fund-Conservative Plan
-0.06
-0.06
0.76
3.65
5.67
8.70
7.36
8.76
8.56
Tata Retirement Savings Fund-Moderate Plan
-0.20
-0.02
1.44
5.34
9.82
7.79
14.12
11.95
14.95
13.38
Tata Retirement Savings Fund-Progressive Plan
-0.23
-0.09
1.33
5.47
11.07
7.89
15.10
12.23
15.69
14.40
Union Retirement Fund
-0.62
-0.17
0.97
6.39
4.44
8.08
15.08
PGIM India Retirement Fund
-0.46
0.08
1.72
7.99
8.89
3.92
Axis Retirement Fund - Aggressive Plan
-0.29
-0.68
1.03
5.66
1.88
2.55
13.12
8.84
Axis Retirement Fund - Dynamic Plan
-0.41
-1.04
1.24
6.55
2.47
2.28
13.75
10.14
Axis Retirement Fund - Conservative Plan
-0.03
-0.64
0.18
3.46
2.74
8.84
7.06
Nifty 500 Total Return Index
-0.37
-1.19
0.38
4.39
1.02
2.32
12.61
11.78
15.79
13.43
13.88

As On: 19 August 2026

Fund Name 1 Year 3 Year 5 Year 7 Year 10 Year 15 Year
Aditya Birla Sun Life Retirement Fund - The 30s Plan
20.27
14.51
14.73
14.28
Aditya Birla Sun Life Retirement Fund - The 40s Plan
5.56
7.54
9.79
10.29
Aditya Birla Sun Life Retirement Fund - The 50s Plan
-25.09
-1.37
3.57
3.89
Aditya Birla Sun Life Retirement Fund - The 50s Plus Debt Plan
-26.23
-2.98
1.29
1.92
Baroda BNP Paribas Retirement Fund
7.41
Franklin India Retirement Fund
0.97
4.25
6.70
7.47
7.27
8.31
HDFC Retirement Savings Fund - Equity Plan
-3.47
2.89
9.80
14.90
14.28
HDFC Retirement Savings Fund - Hybrid - Equity Plan
-3.86
2.09
7.37
10.65
10.77
HDFC Retirement Savings Fund - Hybrid - Debt Plan
-28.36
-3.58
2.58
4.28
5.21
ICICI Prudential Retirement Fund - Pure Equity Plan
9.92
13.77
18.23
20.91
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan
10.67
12.71
15.88
16.82
ICICI Prudential Retirement Fund - Hybrid Conservative Plan
-24.15
0.22
5.62
6.43
ICICI Prudential Retirement Fund - Pure Debt Plan
-25.57
-2.13
2.28
3.09
Bandhan Retirement Fund
1.76
Nippon India Retirement Fund - Wealth Creation Scheme
3.19
5.64
10.93
13.53
11.52
Nippon India Retirement Fund- Income Generation Scheme
-26.85
-3.29
2.60
3.80
4.70
Tata Retirement Savings Fund-Conservative Plan
-24.80
-1.81
3.48
4.65
5.39
Tata Retirement Savings Fund-Moderate Plan
12.11
9.15
11.50
12.56
11.65
Tata Retirement Savings Fund-Progressive Plan
13.29
9.24
12.05
13.24
12.36
Union Retirement Fund
9.12
9.25
PGIM India Retirement Fund
10.73
Axis Retirement Fund - Aggressive Plan
3.28
5.65
8.38
Axis Retirement Fund - Dynamic Plan
4.02
6.04
8.94
Axis Retirement Fund - Conservative Plan
-28.40
-3.65
2.53

As On: 19 August 2026

Fund Name 1 Year 3 Year 5 Year 7 Year 10 Year 15 Year
Aditya Birla Sun Life Retirement Fund - The 30s Plan
21.85
16.01
16.26
15.87
Aditya Birla Sun Life Retirement Fund - The 40s Plan
6.96
9.03
11.33
11.87
Aditya Birla Sun Life Retirement Fund - The 50s Plan
-24.00
0.04
5.02
5.33
Aditya Birla Sun Life Retirement Fund - The 50s Plus Debt Plan
-25.33
-1.85
2.49
3.16
Baroda BNP Paribas Retirement Fund
8.90
Franklin India Retirement Fund
1.71
5.05
7.53
8.31
8.09
HDFC Retirement Savings Fund - Equity Plan
-2.53
3.98
11.04
16.28
15.66
HDFC Retirement Savings Fund - Hybrid - Equity Plan
-2.83
3.26
8.66
12.02
12.16
HDFC Retirement Savings Fund - Hybrid - Debt Plan
-27.56
-2.46
3.79
5.52
6.48
ICICI Prudential Retirement Fund - Pure Equity Plan
11.36
15.34
19.88
22.64
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan
12.17
14.33
17.55
18.53
ICICI Prudential Retirement Fund - Hybrid Conservative Plan
-23.15
1.50
6.88
7.73
ICICI Prudential Retirement Fund - Pure Debt Plan
-24.82
-1.15
3.29
4.19
Bandhan Retirement Fund
3.41
Nippon India Retirement Fund - Wealth Creation Scheme
4.15
6.67
12.03
14.68
12.61
Nippon India Retirement Fund- Income Generation Scheme
-25.99
-2.16
3.78
5.00
5.92
Tata Retirement Savings Fund-Conservative Plan
-23.84
-0.57
4.77
5.94
6.71
Tata Retirement Savings Fund-Moderate Plan
13.62
10.68
13.08
14.19
13.23
Tata Retirement Savings Fund-Progressive Plan
14.87
10.83
13.71
14.97
14.04
Union Retirement Fund
10.56
10.68
PGIM India Retirement Fund
12.44
Axis Retirement Fund - Aggressive Plan
4.56
7.02
9.85
Axis Retirement Fund - Dynamic Plan
5.28
7.39
10.44
Axis Retirement Fund - Conservative Plan
-27.69
-2.49
3.89

Performance Indicators


Calculated On: 30 June 2026

Fund Name VaR 1 Y 95% Max Drawdown % Average Drawdown % Standard Deviation % Semi Deviation %
Aditya Birla Sun Life Retirement Fund - The 30s Plan -22.35 -19.00 11.62 15.78 11.28
Aditya Birla Sun Life Retirement Fund - The 40s Plan -16.21 -11.13 5.50 11.44 8.55
Aditya Birla Sun Life Retirement Fund - The 50s Plan -3.89 -3.58 1.42 4.26 3.33
Aditya Birla Sun Life Retirement Fund - The 50s Plus Debt Plan -0.37 -0.74 0.39 1.31 0.96
Franklin India Retirement Fund -6.65 -5.90 3.35 6.02 4.57
Hdfc Retirement Savings Fund - Equity Plan -17.36 -15.17 8.68 13.36 10.13
Hdfc Retirement Savings Fund - Hybrid - Equity Plan -12.17 -11.95 7.06 10.70 8.17
Hdfc Retirement Savings Fund - Hybrid - Debt Plan -4.01 -3.97 2.19 4.33 3.36
Icici Prudential Retirement Fund - Pure Equity Plan -21.07 -16.62 7.15 16.38 11.68
Icici Prudential Retirement Fund - Hybrid Aggressive Plan -18.77 -14.54 7.83 13.78 10.18
Icici Prudential Retirement Fund - Hybrid Conservative Plan -5.76 -3.17 1.88 4.45 3.49
Icici Prudential Retirement Fund - Pure Debt Plan -0.68 -0.89 0.38 1.58 1.13
Nippon India Retirement Fund - Wealth Creation Scheme -21.69 -17.68 10.29 15.07 11.18
Nippon India Retirement Fund- Income Generation Scheme -5.47 -5.44 2.47 5.21 3.98
None -16.80 -14.01 6.95 11.95 8.97
None -21.17 -17.20 5.10 14.72 10.89
None -8.48 -6.59 4.03 6.93 5.23
None -4.58 -4.32 2.26 4.82 3.67
Tata Retirement Savings Fund-Conservative Plan -6.52 -4.81 3.04 5.40 4.00
Tata Retirement Savings Fund-Moderate Plan -20.88 -14.24 7.54 13.82 9.82
Tata Retirement Savings Fund-Progressive Plan -25.74 -18.08 6.78 16.26 11.55
Union Retirement Fund -20.30 -17.23 10.14 14.13 10.64
None -7.84 -6.03 3.82 6.69 5.16
Axis Retirement Fund - Aggressive Plan -18.08 -13.68 5.26 12.14 9.08
Axis Retirement Fund - Dynamic Plan -18.83 -15.54 6.00 13.44 10.24
Axis Retirement Fund - Conservative Plan -9.73 -6.75 2.84 6.80 5.24

Calculated On: 30 June 2026

Fund Name Sharpe Ratio Sortino Ratio Sterling ratio Hurst Index Jensen’s Alpha Beta R2 Treynor Ratio Modigliani2 Measure Active Return
Aditya Birla Sun Life Retirement Fund - The 30s Plan
0.61
0.31
0.55
0.45
2.12
1.00
0.90
0.85
2.3800
Aditya Birla Sun Life Retirement Fund - The 40s Plan
0.44
0.20
0.52
0.43
0.17
0.70
0.91
0.62
-2.8000
Aditya Birla Sun Life Retirement Fund - The 50s Plan
0.40
0.16
0.56
0.45
0.36
0.24
0.85
0.53
-5.3800
Aditya Birla Sun Life Retirement Fund - The 50s Plus Debt Plan
-0.55
-0.19
0.47
0.46
-0.79
0.03
0.14
-0.70
-8.3000
Franklin India Retirement Fund
0.37
0.16
0.51
0.43
-0.15
0.36
0.89
0.51
-6.5000
Hdfc Retirement Savings Fund - Equity Plan
0.34
0.16
0.42
0.44
-0.42
0.81
0.96
0.51
-2.3100
Hdfc Retirement Savings Fund - Hybrid - Equity Plan
0.22
0.11
0.37
0.45
-1.16
0.63
0.95
0.34
-4.9000
Hdfc Retirement Savings Fund - Hybrid - Debt Plan
0.16
0.07
0.47
0.45
-0.50
0.23
0.82
0.23
-7.9200
Icici Prudential Retirement Fund - Pure Equity Plan
0.91
0.46
0.81
0.42
6.21
1.09
0.92
1.20
8.0900
Icici Prudential Retirement Fund - Hybrid Aggressive Plan
0.91
0.44
0.78
0.42
5.67
0.90
0.92
1.19
5.6100
Icici Prudential Retirement Fund - Hybrid Conservative Plan
0.88
0.38
0.75
0.45
1.99
0.26
0.85
1.13
-5.2400
Icici Prudential Retirement Fund - Pure Debt Plan
0.21
0.09
0.56
0.49
0.26
0.03
0.07
0.28
-9.5800
Nippon India Retirement Fund - Wealth Creation Scheme
0.45
0.22
0.47
0.44
0.50
0.96
0.94
0.66
0.0900
Nippon India Retirement Fund- Income Generation Scheme
0.13
0.06
0.42
0.43
-0.66
0.23
0.52
0.20
-8.4500
None
0.30
0.14
0.40
0.46
-1.60
0.71
0.93
0.45
-3.6300
None
0.20
0.11
0.33
0.46
-3.62
0.90
0.93
0.35
-4.6700
None
0.22
0.10
0.44
0.46
-1.60
0.39
0.87
0.32
-5.8400
None
0.21
0.09
0.48
0.46
-0.71
0.23
0.66
0.30
-6.0600
Tata Retirement Savings Fund-Conservative Plan
0.31
0.14
0.51
0.46
-0.72
0.34
0.89
0.43
-7.3900
Tata Retirement Savings Fund-Moderate Plan
0.48
0.24
0.52
0.46
-0.01
0.90
0.88
0.68
-1.1000
Tata Retirement Savings Fund-Progressive Plan
0.46
0.24
0.49
0.45
-0.28
1.07
0.88
0.67
0.1700
Union Retirement Fund
0.58
0.27
0.53
0.44
1.69
0.89
0.95
0.80
0.8300
None
0.53
0.23
0.59
0.43
0.82
0.40
0.91
0.70
-5.0500
Axis Retirement Fund - Aggressive Plan
0.37
0.18
0.45
0.43
-1.93
0.75
0.94
0.55
-4.4800
Axis Retirement Fund - Dynamic Plan
0.39
0.18
0.44
0.44
-1.86
0.83
0.93
0.57
-3.6800
Axis Retirement Fund - Conservative Plan
0.22
0.10
0.44
0.43
-1.35
0.37
0.77
0.32
-7.4200